Everything You Need to Save and Grow
Built specifically for Nigerians. Every feature designed around the way Nigerians actually save.
Lock Your Money, Watch It Grow
Goal-Based Savings
Set a target amount and date. The platform calculates your required contribution automatically.
Flexible Frequencies
Save daily, weekly, bi-weekly, or monthly. AutoDebit from your wallet on schedule.
Earn Up to 12% Interest
Locked savings earn competitive interest. The longer you lock, the higher your rate.
Penalty-Protected Locks
A 5% early-break penalty keeps you accountable. Your future self will thank you.
Auto-Renew Option
Completed plans can auto-renew for a new term without you lifting a finger.
70% complete • 18 weeks remaining
Rotating Savings with Full Accountability
Automated Collections
Contributions are automatically debited on the due date. No more chasing members for payment.
4 Payout Order Methods
Sequential, random lottery, trust-score ranked, or member bidding for positions.
Built-in Group Chat
Every circle has a group chat for coordination, announcements, and updates.
Position Swapping
Members can swap payout positions with mutual consent and admin approval.
Late Fee Automation
24-hour grace period, then 5% late fee applied automatically. Fair for everyone.
Bank-Grade Security
Your money and data are protected by multiple layers of security.
AES-256-GCM Encryption
All sensitive data — BVN, NIN, account numbers — encrypted with authenticated AES-256-GCM. Even database admins cannot read them.
Two-Factor Authentication
TOTP-based 2FA via Google Authenticator, Authy, or any compatible app. Backup codes for emergency access.
IP Whitelisting
Restrict your account to specific trusted IP addresses. Any access from a new IP triggers verification.
Real-Time Fraud Detection
AI-powered pattern analysis detects suspicious behaviour. Anomalous activity triggers instant alerts and auto-freeze.
Complete Audit Trail
Every action on your account is logged with timestamp, IP address, and device. Full history available to you.
Transaction PIN
4-digit PIN required for withdrawals and large contributions. Separate from your login password.
Ready to Experience All These Features?
Create your free account in under 3 minutes. No credit card required.
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